Junior Analyst

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

• One of the UK’s most exciting unicorns with a team of over 800 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

• Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 2. Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions 3. Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting We’re looking for an analytical, commercially-minded Junior Strategy Analyst to help us grow and scale the product exponentially. This is a dynamic role where you’ll tackle high impact business problems across a number of disciplines including pricing, growth, credit risk, new product development and product analytics. You’ll help us solve our most complex multi-dimensional challenges, working cross-functionally to deliver insight-driven strategies that optimise performance, drive responsible growth, and put the customer at the heart of decision-making. You’ll operate in a fast-paced environment where ideas matter more than hierarchy, and execution beats bureaucracy. Your work will directly influence who we serve, how we grow, and how we deliver sustainable value.

• Drive pricing & promotions optimisation:
• Support the development and optimisation of pricing and promotional strategies across our channels and products through data-driven analysis, balancing customer engagement, growth, price elasticity and profitability, while continuously refining approaches based on product performance and scenario modelling
• Analyse performance at channel, product and customer segment level to identify opportunities to improve pricing, product and conversion efficiency
• Build insight into conversion funnel performance and highlight where cost or conversion can be improved
• Stay abreast of industry trends and market activity to ensure our products remain competitive and fit for purpose Pricing experimentation & impact assessment:
• Design, set up and run pricing tests and product A/B and multivariate experiments, working with Product, Data Science and Engineering to ensure they are implemented correctly
• Track experiment performance against pre-agreed success metrics and guardrails, and deliver clear readouts with recommendations on whether to roll out, iterate or stop
• Measure the realised impact of commercial initiatives after launch, and compare outcomes against the original business case
• Build and maintain monitoring of key commercial metrics so the team can track the impact of changes over time
• Build a growing evidence base on price elasticity from these tests to inform future pricing decisions
• Validate that implemented pricing and strategy changes are working as intended once deployed in production, flagging and investigating any unexpected behaviour.
• Evaluate expansion opportunities:
• Support the evaluation of new product, channel and segment opportunities by extracting and analysing data and contributing to commercial models
• Help maintain assessment frameworks and tooling so that evaluations are consistent and repeatable Collaboration & communication:
• Collaborate with stakeholders across Credit Risk, Data Science, Product and Growth to bring your strategies to life.
• Present analysis and recommendations clearly and concisely, backed by data, to the team and wider stakeholders.
• Document analyses, queries and experiment results so they are reusable by the wider team. Your experience Essential:
• 1+ years of experience in an analytical role (e.g. Product Analytics, Growth, Pricing).
• Proficiency in SQL; working knowledge of Python.
• Understanding of experimentation fundamentals; hands-on exposure to A/B testing is a strong plus.
• A structured approach to problem solving, strong attention to detail and comfort working through ambiguity. Desirable:
• Experience in an FCA-regulated financial services firm.
• Exposure to pricing or conversion funnel analysis.

LENDABLE

• Winning team: the opportunity to scale up one of the world’s most successful fintech companies
• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
• Health coverage: support for your physical and mental wellbeing, including private health cover
• Retirement & savings: long-term financial wellbeing through retirement savings plans
• Employee referral programme: earn a competitive bonus when you refer successful new team members
• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. Check out our blog https://blog.lendable.co.uk/!

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